Christmas Club | Service to Downtown
Fraud Alert | Substitute Check Policy Disclosure
 CU vs. Dealer | Home Equity Loan | Change of Address

Spread the Word!

Share the benefits with your family, friends, and co-workers. Trust Federal Credit Union is now serving the downtown area.

Important "Verified by VISA" Notice: Fraud Alert

It has come to our attention that a number of consumers, including credit union members, have received legitimate looking e-mails that advise cardholders that they automatically have been enrolled in Verified by Visa. Cardholders are then asked to visit a website where they should validate their account information and establish a password.

Please be aware that all communications of this kind are fraudulent. Cardholders should not respond to any e-mail communications that are asking them to provide any personal or account information.

This kind of scam is known as “phishing.” It involves fraudsters who pretend to be legitimate financial institution advising consumers of a potential problem with their account. The cardholders are asked to update their personal information on a special website; the information is then captured by the perpetrators and used to commit fraud. The emails are sent randomly to a large number of consumers hoping that some of the recipients will have a relationship with the financial institution.

Substitute Check Policy Disclosure

Important Information about Your Checking Account
What is a substitute check?...What are my rights regarding substitute checks?...How do I make a claim for a refund?

For answers to these questions and more, read the
Substitute Check Policy Disclosure

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Do you know a good deal when you see one?
0% vs. $3,000 rebate

Would you get a better deal by buying a vehicle with a dealer’s 0% rate and no rebate or by taking a $3,000 rebate and financing a loan with Trust Federal Credit Union at our low 5.09%* interest rate for 60 months?

The answer may surprise you.

And better yet—since taking the rebate decreases the purchase price of your vehicle, your payoff might be less should you decide to sell your car. Too bad all choices aren’t this easy, isn’t it?

Curious to know how much your payment would be? Use our Trust Financial Calculators to estimate your payment.

*APR = Annual Percentage Rate. Subject to credit approval. Rate shown is the most common rate and applies only to model years 2004 and 2005. Your actual rate could be lower or higher depending on your credit. Rate is subject to change without notice.

 Home Equity Line of Credit*

Whether you need extra funds for home improvements, debt consolidation, education expenses, or the vacation of a lifetime, our newest product, a Home Equity Line of Credit, can help put your home's equity to work for you.

Our Home Equity Line of Credit, which is available on a single-family, owner-occupied primary residence, is a variable rate product that offers you flexibility at competitive rates. Once your credit line has been approved, you can purchase major items or pay expenses by simply writing a check on your Home Equity Line of Credit account.

Not only is it convenient, but also your interest may be tax deductible. (Consult your tax advisor regarding the deductibility of interest.)

What can a Home Equity Line of Credit do for you? The answer is limited only by your imagination! Call or visit one of our offices today for details.

• Call 423-294-2524 or Toll Free at 1-800-735-0584

* Subject to credit approval. A Home Equity Line of Credit is not available in all states.

Change of Address

Although Trust Federal Credit Union is an employee benefit, it is a separate organization from your employer. Submitting a change of address to your employer’s personnel office will not change your address information at the credit union.

Therefore, members need to notify the credit union directly when they have a change of address.

To ensure that statements and other credit union information, such as credit or debit cards, are mailed to the correct address, please notify us immediately of all address changes.

Thank you.

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