TRUST Federal Credit Union

Deposit Products


Trust FCU has a wide variety of products to meet your day to day financial needs. We offer Share Draft (Checking), Regular Share (Savings), Christmas Club, Money Market, IRA and Share Certificate (CD) accounts.
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Regular Shares (Savings)

This is your membership account. You must maintain a $25 balance in this account to remain a member. The account pays dividends quarterly on average balances greater than $100. See Rates


Christmas Club Account

An account established primarily for the purpose of saving for the Christmas holiday season. Dividends are paid on a quarterly basis; funds are transferred over to regular shares account on November 1st. Withdrawals should not be made before November 1st, however if they are, a $10 fee will be charged for each withdrawal. See Rates


Money Market Account

This account pays a higher dividend rate than regular shares or checking but does not have a term commitment like a CD. There are two tiers of money market accounts, $2,500 minimum and $10,000 minimum. See Rates


Click Here for more information on IRA’s

Accumulative IRA

Both Traditional and Roth IRA’s are available through the credit union.


Traditional IRA

Traditional IRA’s make sense if you want a tax deduction now or if you think you will be in a lower tax bracket when you retire. Minimum balance required to open is $50, dividends are paid on balances of over $100. All IRA accounts are subject to federal guidelines and regulations. See Rates


Roth IRA

Roth IRA’s are a good fit if you don’t need the tax break now. A Roth IRA is more flexible because you can withdraw regular contributions at any time, tax-free and penalty free and you do not have to take mandatory distributions at age 70 ½. Minimum balance required to open is $50, dividends are paid on balances of over $100. All IRA accounts are subject to federal guidelines and regulations. See Rates


Term Share (CD’s) and IRA Certificates

CD's are offered in standard terms of 3, 6, 12, 24 or 36 months and will automatically rollover at maturity to a matched term CD without member instruction. CD specials do not automatically rollover. Proceeds from CD specials at maturity will be deposited into the member's share account. The minimum balance is $500. There are penalties for early withdrawal. See Rates


Business Accounts

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NCUA Insured Federally Insured by the NCUA
NCUA

Your savings federally insured to at least $250,000. National Credit Union Administration, a U.S. Government Agency.
EHL

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.